Topwatch Instant Finance.

In an effort to continuously provide customers with superior service and exceptional support, Topwatch is now the first pre-owned luxury watch dealer to offer finance – a first of its kind in South Africa.

Thanks to a simple and convenient digital finance solution which benefits all, Topwatch can now better serve clients, saving them time while also taking the hassle out of upfront payments.

Facilitated by the latest cross-platform technology, finance is made available through various registered finance providers, offering the best available finance solution based on the customer’s credit profile.

Topwatch Instant Finance, South Africa

How it works

  • Visit your nearest Topwatch Boutique, select your timepiece and apply on the provided card terminal

  • Follow the prompts and the application is processed instantaneously. Based on specific rules, you are then aligned to the most likely credit provider.

  • Deals are subject to NCR registered credit providers. Interest rates are dependent on your credit profile. Finance is available for amounts up to R 249 000. Repayment periods between 6 - 72 months can be selected.

  • On approval, the credit provider contract is sent to you and the transaction initiates.

  • After entering the OPT to process payment, you receive your watch.

Quick. Simple. Easy. In-store Finance Application!

Topwatch Instant Finance, South Africa

Contact us for further information or assistance.

Sell your Watch

Complete a simple watch form to send us an enquiry and we will make you an offer shortly.

Discovering Topwatch puts an end to any questions on where to buy watches in South Africa online. Some of the finest hand selected pre-used men's and women’s watches we stock at a fraction of their original price include: the Rolex watch brand, Breitling watches, Omega watches, the amazing Panerai watch brand, the Tag Heuer watch brand and many more. If you are looking for IWC Watches, Cartier Watches or Chopard watches for sale, we can assist you with a unique timepiece at the best pre-loved luxury watch prices in South Africa. Contact Topwatch today to inquire about a luxury pre-owned watch.



We are situated in Cape Town, Paarl, Durban and Gauteng, but our watches can be couriered to anywhere in South Africa.

Copyright © Topwatch. All rights reserved | Terms and Conditions | Warranties | Website powered by Liquid Edge